Tuesday, June 15, 2010

Don't Forget To Watch The Oily Magic Show Tonight

I've been refraining from saying it, but I'm just going to go ahead with it already. Can you imagine how apeshit everyone would be going with The White House right now over this oil spill were The Great Satan George Junior still in office right now?

I am hoping that we finally see The Magician grow a pair over this oil spill when he speaks to us tonight. It kinda seems like he's been laying the foundation over the past few days to finally get in BP's face.

While I do understand how after blaming The Bush for eight years, it can be the go to response for Democrats that are appearing on The TV to talk about the oil spill, but really, you are going to need to do better than that. We need to take a long, hard look at oil drilling, its regulations, lack of regulations, and lack of adherance to regulations. Blaming The Great Satan George Junior for this isn't going to get us anywhere. We need to determine if our regulations did enough, if BP met them, and what we do if they did not. We need to quickly ensure all of our offshore drilling rigs have met regulations and get back on track.

Another thing I have noticed that some folks out there are starting to do is to compare the oil spill with Hurricane Katrina. Apples and oranges. Katrina was a swift-moving hurricane that killed people who could not, or just refused to, evacuate out of its path. Katrina's devastation was quick and deadly - killing a large number in a short period of time. It's economic and environmental impact will last for decades.

This oil spill, on the other hand, despite the fast-gushing oil we see at its source, moved relatively slowly over the water. There was well over a month of warning to react to ensure that this oil did not reach the coastline. The spill's devastation will be quick and deadly to a lot of wildlife, but to humans, it's devastation will take some time. Economic impacts will take months and health issues will take years to surface. The environmental impact may be around for well over one hundred years.

But, if we are going to make a comparison, here are some things to think about:

- Think reasonably about all of the other natural disasters that hit America (hurricanes, floods, earthquakes) and you will see that the response to those disasters before, during, and immediately after, all falls into the hands of local and state officials. The federal government doesn't usually get involved until the point at which the state's governor asks for federal assistance. Yet, with Katrina, the blame for a lack of planning, action, and response fell on the federal government, especially after the fact. Why was Katrina different than any other hurricane and who could have possibly known for sure what was going to happen before hand?


- This oil spill is different. This is a man-made disaster that occurred on federal "land" on an offshore oil rig that was OK'd by and regulated by the federal government. Do you see how this was the responsibility of the federal government from the very beginning? Have not, historically, the problems of the federal government fallen at the feet of whoever is President at the time?

- The Great Satan Geroge Junior called for a mandatory evacuation before Katrina hit, and while criticized, it is generally accepted that federal relief efforts were well underway four days after the hurricane hit with emergency funding signed and FEMA engaged. What is often overlooked is that both Mayor Ray Nagin of New Orleans and Louisiana Governor Kathleen Blanco refused to issue mandatory evacuations of the city despite being advised to do so by the federal government.

What is also overlooked is that in the case of natural disasters such as Hurricane Katrina, standard emergency management protocol calls for local and state officials to be prepared to manage the situation for three days until a federal response can be made. That would mean that the planning to ensure proper warning, mandatory evacuations, and transportation for citizens would be responsibility of the officials in the city of New Orleans and the state of Louisiana, not the federal government. Local officials don't really get any of the blame for what happened before, during and after Katrina, though, do they?

- I must say that within four days of the start of this oil spill, I did not see a massive response from the federal government, i.e. the current administration. It really seems like it took them a couple of weeks to even get up to speed on what was really going on and about 45 days before you could see them finally realizing what a big deal this was going to be.

- Bush went to New Orleans eight times in the first 46 days, and was condemned for not visiting enough. Obama took 49 days to visit the Gulf region three times.

The Great Satan George Junior will continue to be criticized for not getting out his chair on the morning of 9/11 for eight minutes and not getting aid to New Orleans for four days, but I do believe in the long run, history will better remember this oil spill and will better remember that it took The Magician 45 days to realize that this was going to have an effect on his Presidency...oh, I mean, the American people.

Wednesday, June 9, 2010

It's Finally Time To Comment On The Magician & This Oil Spill...

I have done my best to give this thing time. I have done my best to not be reactionary. I have done my best to not be swayed by media sources. I have still reached the following conclusion, though:

I am not impressed with this administration's efforts to date. While you cannot accuse them of doing nothing, and I do see that significant efforts are being made, I feel that these efforts were not undertaken as quickly as they should have been and while in an "unprecedented" volume, the efforts I am seeing are still not enough. While your efforts on any task may be the most by volume that have ever been done in history, it does not automatically mean that you are doing enough by default.

The Magician says that they explored every alternative, have done all that they could have, and would have tried anything that they know would have worked. I argue that they could have authorized the building of sand barriers along the coastlines much sooner than they did, could have better ensured that more resources were fighting in the water and not waiting until the oil reached the shore. When you are in a crisis, it is wise in the best of circumstances to not undertake efforts that you know will have no effect on the situation, but at the same time, if there is a chance that something will have an effect, you try it. You don't just sit there and wait for a better alternative to be suggested.

I must admit, also, I am bothered by the fact that The Magician has not had a direct conversation with BP's CEO at this point. I don't think the American people are asking you to pick up the phone and shout at the guy, but they are asking you to take command of the situation in the manner that you claim to have done. How do you command a situation when you have not had a direct conversation with the person that is in charge of the most important part of your operations?

I think that we need to take a long look at the fact that while drilling at these "incredible" depths, there are not enough safeguards in place, obviously, to make sure that this does not happen. We should take a long hard look at our drilling policies as a whole. While I understand some people's argument that a lapse in regulation and governance is to blame, we also need to look at the market and supply and demand as it relates to our current environmental policies. We're still using gas, which requires oil. We don't want to see oil rigs off our coastlines, so we force the oil companies to drill further and further out at deeper and deeper depths, then get upset when they cannot repair wells that are too deep. Do you not think that BP would much rather be drilling oil that is under the beach than under a mile of ocean? Why aren't they? Because we've told them that they can't, yet at the same time, demand low gas prices.

While I do appreciate the fact that The Magician has visited the area, I do still make the argument that he has not done so enough. Regardless of the fact of what he can and cannot do personally while there, the American people want to see him down there fixing this thing. A three hour stay on four hours of flight time so that he can get back home for the holiday weekend does not impress me.


Again, whether or not he is effecting the situation, the people of the Gulf Region would have at least liked to have known he was in the area, working well into the night and early morning with local officials, not see him stroll on the beach for a few hours and then go home. How in the world does a politician like The Magician not understand that? Also, I still think The Magician flew to California more times for campaigning this election season than he flew to the Gulf Region since this spill started. That says a lot to me.

The bottom line, Mr. Magician, is that we are not asking you to perform for the cable shows, we are asking you to perform for the American people, especially those that are being directly effected by this oil spill. Sometimes, when you need to get things done, you just don't take the time to figure out exactly whose butt to kick, you kick them all until people and resources get moving and start fixing the problem. Empowering local resources, moving federal resources, taking the time to be cool, calm and collected, you are doing, but commanding, you are not.

Monday, June 7, 2010

The "Unbanked" Walk Among Us

They are called the "unbanked", and as crazy as it may sound to the rest of us, they are the 25.6% of U.S. households that have no standing bank accounts.

Ever wonder how those horrid payday loans and places like CashCall (R.I.P. Gary Coleman) stay in business? The one out of every four households that does not give themselves an alternative because, for whatever the reason, they would rather, or must, pay high fees and loan costs because they do not have a checking account.

A recent FDIC survey shows that this group now includes over 30 million households.

Imagine...no bank to put your money in...no debit card...no credit card...just cash and some hiding places in your house somewhere.

The survey found that the group is made up mostly of the so-called "minority" groups and 71% of the "unbanked" households earn less than $30,000 per year.

As you can imagine, only 18% of America's banks are making efforts to capture this demographic, as most banks do not seek to open branches in "underbanked" areas.

As part of a 2005 law, however, the FDIC is required to track and report industry efforts to bring banking services to the "unbanked".