With More Workers Planning To Never Retire, It Is Time To Reform Social Security

You’re going to have to keep working, ya slackers!  At least more of you than had planned on it anyway.  A recent survey found that 1 in 5 Americans now say they plan to never retire.  While some of that 20% is surely the people like me who just don’t plan to stop working at any point as long as they can help it, I am sure there is a good percentage that are not going to be working straight to the grave by choice.

With a growing number of Americans facing this same choice, or fate, maybe it is time for us to take a good, long, hard look at our socialist retirement system.  By the time I am at retirement age, there will be huge segments of the population that will not be able to survive on the gub’ment checks alone and will either be forced or choose to keep working.  What’s wrong with that?  Well, the way the socialist retirement system is currently set up, the more you earn, the less of the social security money you paid into the socialist system you get to keep.  At one point, you can earn so much that you get absolutely no social security money at all.  I hope to be in a spot where I have this problem one day.

Regardless of where I may end up in the year 2041 (the year the socialists want me to retire), I really think now is the time to reconsider all of this socialist retirement craziness.  Perhaps there was a time in this country where we needed to ensure that people retired by penalizing them for earning money once they reached social security age, but I think the landscape of America, it’s economy, the world’s economy, and life here on planet Earth have all changed so much that we need to rethink this antiquated non-sense about incentivizing people to stop working when they get to a certain age.

I am paying money into Social Security right now, but if I choose to keep working, especially if I am in a spot where I continue to earn more and more with each passing year as long as I am of sound enough mind and body, I will be earning the most in my lifetime, right at the time that I am supposed to start getting back all of the money that I will have paid into Social Security for 52 ½ years.  The more I earn, the less I get back, so how much is that going to suck?  I get it – once I’m destitute or disabled, and what not, it will be money I can live off of, but let’s say for instance, I keep working, keep earning money, keep living life like I am planning to do right up until my number is up (it does happen, people)… I may be in a spot where I don’t ever get a dime of MY social security money back (It is MY money, you know).  That means that I will have been one huge benefactor to the U.S. Taxernment and its socialist Social Security retirement program.

I get that most of you are going to retire – some of you may even take the hit financially to retire early – and more power to you – but me, the crazy nut-job who wants to keep working ponders….Shouldn’t I have a choice?  Shouldn’t I have some other option rather than giving all of this money to the socialists in Taxington.  Expecially when you consider the very real possibility that I may get only 85 cents on the dollar back if I actually do stop working, and possibly, no cents on the dollar back if I actually do keep working?  Don’t penalize me for working, America!  In what world does that make sense?